Auto
Property
Personal
Business
Investors
About Us
- About Us
- Regional Broker Profiles
FAQs
Calculators

Log in

Home

Log in

Email

Password

Trouble logging in? Get help ›

How much can I borrow?

How much will it cost?

Debt-buster Refinancing

Vehicle Finance Calculator

Apply through Lending Crowd its 100% Online - Rates from 6.89%

We are pleased to introduce to you our "Peer to Peer" Lending company, Lending Crowd. This 100% on-line experience caters to the technology savvy borrower who is looking for exceptional interest rates and no unnecessary paperwork. Click the logo below and obtain a 100% anonymous quote in just 2 minutes flat!

Lending Crowd

Investors

Finance Direct Limited is a registered non bank deposit taker ( NBDT ) licensed by the Reserve Bank to accept deposits from the public and under the Financial Markets Conduct Act 2013 has registered a Product Disclosure Statement with the Companies Office dated 10th October 2016. For further information, newsletters and investment rates please click on the investors section of this website.

Loans with Finance Direct

We are a lender of our own funds, provide a Peer to Peer lending service and broker business to third party financial institutions. This allows us to cater to a very wide range of customers. Our goal is to make everything super fast, cost effective and 100% transparent for all customers. Our interest rates are very competitive and range from 4.95% to 24.95% . The loan term can vary from a minimum of 6 months to a maximum 60 months on personal, car, debt consolidation and business loans. Mortgage loan terms can stretch out to a maximum repayment period of 30 years. Our loan documentation or online service platform fees vary from a $250 minimum to a maximum of $1450 and depend on our costs of originating your loan to settlement.

The following example is for a secured personal loan with a value of $20,000 over a term of 5 years, at a rate of 8.42% p.a

Interest Rate p.a	8.42%
Term	5 years
Loan Amount	$20,000.00
Platform fee	$350.00
Total Loan Amount	$20,350.00
Interest Amount	$4,653.60
Total Repayment Amount	$25,003.60
Monthly Repayment	$416.73

It is important to note that for all loans the interest rate and terms we offer you will be set by Finance Direct reviewing your loan application and assessing the risk associated with your credit profile.

Quick Links

About Us
Contact Us
Careers
Terms, Conditions and Fees
Privacy Policy
Complaints
FAQ
Email a Question
Regional Broker Profiles

Need Help?

0800 399 666

© 2018 www.financedirect.co.nz Ltd