Finance Direct - People on the pulse of finance

Apply Now approx. 3–5 mins

Step 1: Loan Details
Step 2: Personal Details

The Business

Tip: Numbers only, e.g. 10

Primary Applicant

Personal Information

About You

Residence

Employment

Secondary Applicant

Personal Information

About You

Residence

Employment

Step 3: Your Finances

Income (Net per month)

Tip: Just enter numbers, e.g. 2000

Expenses (per month)

Tip: Just enter numbers, e.g. 2000

Step 4: Finish

Privacy Act 2020
I/We
a) declare the above information is true and correct and that I am/we are over the age of 18 years and I am/we are not an undischarged bankrupt/s;
b) authorise you (Finance Direct Limited) to send this application to any third party (the FINANCE COMPANY): and
c) agree the FINANCE COMPANY may collect from credit reporting agencies, credit providers, my/our employers/s, accountant/s, or other named person/s or relative/s, such personal, financial and commercial information and references about me/us as is necessary for the purposes of considering this application.

d) consent to you (Finance Direct Limited) collecting, using and disclosing my personal information for the following purposes:

  • Verifying any information that I give to you (or information that you may collect from other sources) with third parties and third party databases, including Government agencies (for eg. NZ Transport Authority, Dept of Internal Affairs, Motor Vehicle Register (name and address), PPSR) for a purpose related to your application for credit, or administering your account with us, including for fraud prevention and complying with the Anti-Money Laundering and Countering Financing Terrorism Act 2009
  • Carrying out credit checks on me with a credit reporting agency for a purpose of making a credit decision affecting me (including debt collection), for providing you with a quotation of the cost of credit or for the requirements of the AntiMoney Laundering and Countering Financing Terrorism Act 2009. This will require you to give my information to the credit reporting agency as well as the credit reporting agency providing information about me to you. [You may also disclose my positive credit information (including repayment history information) to a credit reporting agency.]
  • Debt recovery including appointing an agent to collect any outstanding debts and listing defaults with a credit reporting agency.
  • Checking the Ministry of Justice fines database for any overdue fines I may have. This will require you to give my information to the Ministry of Justice. This check may be carried out by a credit reporting agency, which will require the search results to be disclosed to the credit reporting agency.
  • Where I have voluntarily given you my driver licence information, this information may also be disclosed to a credit reporting agency and the Ministry of Justice as part of the checks you undertake with them.


And I/we agree that you may produce this authority to such parties for the purposes of collecting such information.
e) I/we agree to meet the cost of an independent valuation of the security to support this application such valuation to be obtained by you in consequence of this applicant. My/our solicitor/agent is authorised to accept any notification on my/our behalf.
f) I/we declare that the above information is true and correct in every particular and it is upon this basis that I/we make this application.

I/We acknowledge that if the FINANCE COMPANY provides this finance the FINANCE COMPANY:
a) will keep the personal information during this period the finance is provided and for six months after repayments of all credit provided by the FINANCE COMPANY:
b) may collect and monitor personal information about me/us as is necessary for the administration and protection of such credit: and
c) may provide any of the personal information to a third party employed by the FINANCE COMPANY to assist in enforcement of any agreement between us.
d) I/We request the FINANCE COMPANY or any related finance company to send me/us details of other products and services from time to time.
e) I/we understand that Finance Direct Limited is asking for personal information about me to use credit reporting service to credit check me/us, including to verify my/our identity as Finance Direct Limited may be required to do by laws such as the Anti-Money Laundering and Countering Financing of Terrorism Act 2009 (AML Laws). Where the personal information may readily be retrieved, I/WE shall have access to it and the right to request correction.

Provision of Additional Services
I authorise the FINANCE COMPANY to disclose personal information about me to a credit agency for the purposes of compiling a credit report, creating a credit profile, merchandising, market research and offering additional services including newsletters from Finance Direct Limited or the offer of additional credit facilities. The information that may be disclosed includes:
name, address and telephone number; the loan amount of any facility; any debits made; the frequency and amounts of payments made including details of overdue payments. I understand that I have the right to access and request correction of my personal information held by the credit reporting agency.